EDUCATION LOAN

Finance your higher studies in India or abroad with low interest and easy repayment plans.

Terms And Conditions:

1. For New Membership of the society, they are eligible for only one type of other loans of 02 lakh after completion of 03 months of membership and 01 year of service in AAI / CAD.
2. Further they are also eligible for all kind of other loans after 01 year of membership and 2 years of service in AAI / CAD.

Eligibity

• (i) Membership of 03 months in society, any one type of Short-Term Loan will be issued.
• (ii) Membership of 01 year in society, all type of Short-Term Loan will be issued.
• PS : Mandatory holding of share should be Rs.20000/- for applying Short Term Loan. [If a member holding shares worth Rs. 20000/- or more, he / she can apply all type of short-term loans after passing membership tenure criteria as mentioned above in (i) and (ii)]

Documents Required

For applying any type of Loan there is only requirement of the current month Pay-slip with the Loan Application.

FESTIVAL LOAN

Celebrate festivals without financial worry. Easy short-term loan for festival expenses.

Terms And Conditions:

1. For New Membership of the society, they are eligible for only one type of other loans of 02 lakh after completion of 03 months of membership and 01 year of service in AAI / CAD.
2. Further they are also eligible for all kind of other loans after 01 year of membership and 2 years of service in AAI / CAD.

Eligibity

• (i) Membership of 03 months in society, any one type of Short-Term Loan will be issued.
• (ii) Membership of 01 year in society, all type of Short-Term Loan will be issued.
• PS : Mandatory holding of share should be Rs.20000/- for applying Short Term Loan. [If a member holding shares worth Rs. 20000/- or more, he / she can apply all type of short-term loans after passing membership tenure criteria as mentioned above in (i) and (ii)]

Documents Required

For applying any type of Loan there is only requirement of the current month Pay-slip with the Loan Application.

HIRE PURCHASE ITEM

Buy goods or assets now and pay later with our easy hire purchase finance options.

Terms And Conditions:

1. For New Membership of the society, they are eligible for only one type of other loans of 02 lakh after completion of 03 months of membership and 01 year of service in AAI / CAD.
2. Further they are also eligible for all kind of other loans after 01 year of membership and 2 years of service in AAI / CAD.

Eligibity

• (i) Membership of 03 months in society, any one type of Short-Term Loan will be issued.
• (ii) Membership of 01 year in society, all type of Short-Term Loan will be issued.
• PS : Mandatory holding of share should be Rs.20000/- for applying Short Term Loan. [If a member holding shares worth Rs. 20000/- or more, he / she can apply all type of short-term loans after passing membership tenure criteria as mentioned above in (i) and (ii)]

• Membership of 06 months & 01 year of service in AAI/CAD Term loan will be issued Rs.3,00,000/- Holding of Share Rs.30000/-
• Membership of 02 years & 03 year of service in AAI/CAD Term Loan will be Rs.5,00,000/- Holding of Share Rs.50000/-
• Membership of 03 years & 05 year of service in AAI/CAD Term Loan will be Rs.7,00,000/- Holding of Share Rs.70000/-
• For grant of any type of loan application ,it will be mandatory for all member to hold/ purchase share valued at a minimum of Rs.20,000/-

Documents Required

For applying any type of Loan there is only requirement of the current month Pay-slip with the Loan Application.

TOURS & TRAVELS LOAN

Plan your dream trip with our travel loan scheme. Affordable EMIs for domestic & international tours.

Terms And Conditions:

1. For New Membership of the society, they are eligible for only one type of other loans of 02 lakh after completion of 03 months of membership and 01 year of service in AAI / CAD.
2. Further they are also eligible for all kind of other loans after 01 year of membership and 2 years of service in AAI / CAD.

Eligibity

• (i) Membership of 03 months in society, any one type of Short-Term Loan will be issued.
• (ii) Membership of 01 year in society, all type of Short-Term Loan will be issued.
• PS : Mandatory holding of share should be Rs.20000/- for applying Short Term Loan. [If a member holding shares worth Rs. 20000/- or more, he / she can apply all type of short-term loans after passing membership tenure criteria as mentioned above in (i) and (ii)]

Documents Required

For applying any type of Loan there is only requirement of the current month Pay-slip with the Loan Application.

SPECIAL SHORT TERM LOAN

Quick short-term financial support to meet urgent personal or business requirements.

Terms And Conditions:

1. For New Membership of the society, they are eligible for only one type of other loans of 02 lakh after completion of 03 months of membership and 01 year of service in AAI / CAD.
2. Further they are also eligible for all kind of other loans after 01 year of membership and 2 years of service in AAI / CAD.

Eligibity

• (i) Membership of 03 months in society, any one type of Short-Term Loan will be issued.
• (ii) Membership of 01 year in society, all type of Short-Term Loan will be issued.
• PS : Mandatory holding of share should be Rs.20000/- for applying Short Term Loan. [If a member holding shares worth Rs. 20000/- or more, he / she can apply all type of short-term loans after passing membership tenure criteria as mentioned above in (i) and (ii)]

Documents Required

For applying any type of Loan there is only requirement of the current month Pay-slip with the Loan Application.

EMERGENCY LOAN

Immediate financial help in times of crisis with fast approval and minimum documentation.

Terms And Conditions:

1. For New Membership of the society, they are eligible for only one type of other loans of 02 lakh after completion of 03 months of membership and 01 year of service in AAI / CAD.
2. Further they are also eligible for all kind of other loans after 01 year of membership and 2 years of service in AAI / CAD.

Eligibity

• This loan is only for Kolkata members. The maximum amount of this loan is Rs. 5000/- per month.

Documents Required

For applying any type of Loan there is only requirement of the current month Pay-slip with the Loan Application.

GRIEF LOAN (ADYASADHYA)

Financial support for urgent and unforeseen family requirements during grief situations.

Terms And Conditions:

1. For New Membership of the society, they are eligible for only one type of other loans of 02 lakh after completion of 03 months of membership and 01 year of service in AAI / CAD.
2. Further they are also eligible for all kind of other loans after 01 year of membership and 2 years of service in AAI / CAD.

Eligibity

• This loan can be availed after submission of proper documents. The maximum limit of this loan is Rs. 75000/-.

Documents Required

For applying any type of Loan there is only requirement of the current month Pay-slip with the Loan Application.